Do AI shopping agents reshape what consumers actually want?
Explores whether transactional AI agents that execute purchases on consumers' behalf co-construct preferences through ongoing conversation, rather than consumers forming independent preferences beforehand.
Bilgihan, Ostinelli, Lorenz and Zhang, writing an editorial in Psychology & Marketing, argue that the rise of "transactional" AI agents (AIAs) — agents that execute purchase decisions on a consumer's behalf, as distinct from "advisory" AIAs that merely recommend — signals "a dual paradigm shift: the consumer is no longer the sole cognitive actor in the purchase process, and preferences may increasingly be co-constructed through human-agent conversation rather than formed independently." The claim is stated as the editorial's central thesis, not as a tested finding.
The authors ground this in a three-stage framework they propose for consumer decision-making with AIAs: consumer prompting, AIA processing, and consumer response. They argue this cycle is not a one-shot handoff but is embedded in two feedback loops — a "relational capital loop" that shapes trust and delegation across repeated interactions, and an "AI learning loop" that updates the agent's internal representations over time. It is this repeated, bidirectional loop structure, rather than any single exchange, that the authors say produces co-construction: preferences get shaped by what the agent has learned about the consumer and by the trust the consumer has extended to it, not formed by the consumer alone before the agent enters.
This sits close to Is AI shifting from message conduit to active conversation participant?, which documents the same passive-to-active shift in the HCI literature on interpersonal communication; Bilgihan and colleagues make the parallel argument specifically for purchase decisions and for transactional (not just advisory) agents. It also extends Does machine agency exist on a spectrum rather than binary?: a transactional AIA that co-constructs preferences through conversation would sit toward the cooperative end of that spectrum, where the human-machine agency tension is least binary. And it complicates Does co-design participation hide misalignment in preference agents?, which found that agents built to represent a person's preferences can still flatten them — a concrete empirical worry about what "co-construction" can mean in practice when the agent's side of the loop is less expressive than the human's.
What the excerpt does not establish is whether this co-construction actually happens, how it affects decision quality, or what consumers think of it — the source is a conceptual/position piece proposing a definition and framework, not an empirical test, and the available text is the publisher's abstract only, not the full editorial. The authors' own systematic mapping (described in the companion note on their typology and framework) finds that existing marketing research is concentrated on consumer responses to AI recommendations and has largely neglected exactly the domains their argument depends on — prompting behavior, agent cognition, and relational dynamics — so the paradigm-shift claim is better read as a research agenda than as an established effect.
Inquiring lines that read this note 41
This note is a source for these research framings, grouped by the broader line of inquiry each explores. Scan the bold lines of inquiry; follow any specific question forward.
What systematic biases emerge in AI shopping agents' decision-making?- Can an AI agent's limited expressiveness flatten the preferences it claims to represent?
- Why has marketing research neglected prompting behavior and relational dynamics with AI?
- Can a merchant-funded AI agent remain loyal to the consumer's interests?
- What happens when multiple seller agents optimize descriptions simultaneously?
- Why do weekly AI users prefer brand-built agents over AI platforms?
- Can real marketplaces sustain the rapid description changes AI optimization requires?
- What conflicts exist between vendor incentives and objective consumer research findings?
- Why do LLM agents collapse into deterministic rules under single-attribute product comparisons?
- Can multimodal cues or larger choice sets reduce agents' rule-like decision patterns?
- How does the five-level agency spectrum relate to advisory versus transactional types?
- What new vulnerabilities emerge when AI agents replace humans as purchasing decision makers?
- Do AI shopping agents favor items from preferred sources over objectively better alternatives?
- Does visible transaction history reduce or increase consumer anxiety about AI purchases?
- Can a merchant-paid agent be loyal to both the merchant and the user?
- Could unequal access to capable AI agents create new consumer economic disparities?
- Does preference articulation cost explain caution about full purchase delegation?
- How does agentic search shift scarcity from preference discovery to articulation?
- How does active learning reduce the cost of stating consumer preferences?
- Can hybrid shopping journeys combine manual inspection with agentic refinement?
- Does stripping identity cues from shopping dialogue reduce seller inference accuracy?
- How much does removing financial vocabulary from a consumer profile weaken willingness to pay signals?
- What operationalizes decision satisfaction when consumers use voice assistants?
- How does the first recommended product bias downstream choice evaluation?
- Does the efficiency-autonomy trade-off apply beyond utilitarian shopping tasks?
- How do high-autonomy versus low-autonomy AI systems differ operationally in retail?
- Does marketing emphasis on speed actually convert high-autonomy AI interest into purchases?
- How much willingness to pay can sellers infer from agent behavior alone?
- Why do consumer protection frameworks designed for humans break down with algorithmic agents?
- When do consumers overtrust AI agents built to represent their own preferences?
- Does stated trust in surveys predict actual delegated purchasing behavior?
- What legal standardization and trust infrastructure do AI purchasing agents require?
- Do consumers who trust AI agents understand their actual limitations?
- What safeguards beyond sign-off do consumers want from autonomous shopping agents?
- Does stated trust in brands predict actual delegation of agentic commerce?
- How does trust transfer between AI systems and established payment brands?
- Why do consumers resist letting AI control payment authority directly?
- Can platforms use lower AI fidelity to nudge consumers toward adoption?
- Why might users over-trust preference agents despite rational adoption hesitation?
- Do low-involvement purchases differ from complex decisions in delegating to AI?
Related concepts in this collection 4
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Is AI shifting from message conduit to active conversation participant?
HCI researchers may be reconceiving AI's role in human-to-human communication, moving beyond passive formatting toward active participation. This matters as systems grow more capable post-2023.
same passive-to-active shift, here applied specifically to purchase decisions
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Does machine agency exist on a spectrum rather than binary?
Rather than viewing AI as either autonomous or controlled, does machine agency actually operate across five distinct levels from passive to cooperative? Understanding this spectrum matters because it shapes how users calibrate trust and control expectations.
co-constructing transactional agents sit toward the cooperative end of this spectrum
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Does co-design participation hide misalignment in preference agents?
When people help design AI agents to represent their preferences, do they feel the agents represent them well even when independent testing shows they don't? This matters because participation is often assumed to fix representation problems.
empirical caution about what preference co-construction can actually deliver
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How do advisory and transactional AI agents differ in function?
Bilgihan and colleagues propose distinguishing AI agents by whether they recommend options or execute decisions. Understanding this split matters for designing agent-based systems and predicting how consumers will interact with different agent types.
the framework and typology underlying this co-construction argument
Related papers in this collection 8
Papers most semantically related to this note, ranked by cosine similarity in the embedding space.
- The AI Agent in the Room: Rethinking Consumer Decision-Making in the Age of Autonomous AI
- When Agents Shop for You: Role Coherence in AI-Mediated Markets
- From Product Search to Preference Articulation: The Economics of Agentic Commerce
- Agentic Commerce: Why Do Shoppers Delegate Purchase Decisions to AI?
- Shopping by algorithm: How agentic AI deploys human heuristics as a surrogate consumer
- A Framework for Studying AI Agent Behavior: Evidence from Consumer Choice Experiments
- The Automated but Risky Game: Modeling and Benchmarking Agent-to-Agent Negotiations and Transactions in Consumer Markets
- What Is Your AI Agent Buying? Evaluation, Biases, Model Dependence, & Emerging Implications for Agentic E-Commerce
Original note title
Bilgihan and colleagues argue transactional AI agents end consumers' sole cognitive role — preferences get co-constructed through conversation