INQUIRING LINE

What actually keeps you locked into one AI shopping agent — and what would make switching to another one easy?

What switching costs would consumers face between different agentic platforms today?

This explores what would actually keep a consumer stuck with one AI shopping or task agent today (their data, their accumulated preferences, the platforms the agent can reach), and what would make moving to another one cheap or costly.


This explores what would actually keep you stuck with one AI agent platform today, and what would make leaving it easy or hard. The short version is that the collection mostly argues about switching costs as a *future design choice*. It doesn't measure what consumers face right now. Still, it points to three places where lock-in can build up: your data, your preferences, and which merchants and services an agent can reach.

Data is the most concrete one. The UK competition regulator treats data portability as basic market plumbing, not a nice extra. An agent that can't take your purchase history, saved preferences and account links with it can't act well on your behalf. Without portability, switching agents means starting from zero, and the incumbent wins by default Should data portability be infrastructure for agent-driven markets?. A subtler cost sits on top of that. Transactional agents don't just store what you like. Through repeated back-and-forth they help *shape* what you like, so your preferences form in a loop between you and the agent Do AI shopping agents reshape what consumers actually want?. If that's right, switching means more than exporting a file. You'd be leaving a relationship that has been co-tuning your tastes, and that history doesn't fit neatly in a data export.

The second cost is reach: which agents are allowed to shop where. Waller expects agentic commerce to split the way payment networks did. Some systems will be open to any agent and others will require their own proprietary one Will agentic commerce platforms adopt open or closed models?. Rothschild and colleagues make a similar case. Technical standards let agents talk to each other, but the platforms that control those connections (Apple, Google, Meta, Microsoft) could recreate app-store-style gatekeeping Will agent economies develop as open webs or closed gardens?. In a closed world, switching agents could mean losing access to certain stores or services altogether. The protocols in play today (ACP, AP2, UCP, Visa's TAP, Mastercard's Web Bot Auth) work more like layers that merchants stack together than like rival camps Do agentic commerce protocols compete or complement each other?. That's mildly good news for portability, because a consumer's agent isn't obviously tied to a single protocol.

There's a counterweight. The same Microsoft researchers argue that agents could *lower* switching costs overall. Agents cut the friction of comparing, asking and negotiating, which makes it easier to move between *businesses* Could agent-to-agent communication reshape market power?. The less obvious point is that agents can make it cheap to switch stores while making it expensive to switch agents. The lock-in moves up a level, from the retailer to the agent platform. That fits with predictions that services will compete for the agent's attention rather than yours Will agents compete for attention just like users do?. It also fits with consumers telling Accenture they'd prefer retailer-built agents Will brands succeed by building their own AI shopping agents?. If that preference holds, you'd end up juggling several agents, one per store, which is fragmentation more than lock-in.

One more angle is worth knowing. A formal model shows that platforms benefit from agentic search before consumers rationally should. Consumers carry the cost of learning and trusting a new way to search, and platforms don't Why do consumers delay adopting agentic search?. That learning cost is itself a switching cost, and it applies to every new agent you try. What the collection doesn't have is evidence of what real consumers pay to switch today: no studies of export tools, account migration or retention. The honest answer is that lock-in is still being designed, and the open-versus-closed choices being made now will decide how high these costs get.


Sources 9 notes

Should data portability be infrastructure for agent-driven markets?

The CMA frames data portability as a precondition for competitive agentic markets, warning that without it, agents cannot act effectively on consumer behalf and switching becomes blocked by lock-in to incumbent ecosystems.

Do AI shopping agents reshape what consumers actually want?

Bilgihan and colleagues argue that transactional AI agents—which execute purchases rather than just recommend—end the consumer's sole cognitive role in preference formation. Preferences emerge through bidirectional feedback loops between agent learning and consumer trust, not independently beforehand.

Will agentic commerce platforms adopt open or closed models?

Waller argues agentic commerce platforms will divide between open systems allowing multiple agents and closed systems requiring proprietary ones, mirroring payment network structure. This choice will shape market concentration, vertical integration, and standards adoption.

Will agent economies develop as open webs or closed gardens?

Technical standards enable agent communication, but market governance and platform control decide whether agents operate openly or within walled gardens. Incumbents like Apple, Google, Meta, and Microsoft are positioned to replicate today's app-store gatekeeping by controlling interoperability layers.

Do agentic commerce protocols compete or complement each other?

Boboev argues ACP, AP2, UCP, TAP, and Web Bot Auth each solve different layers—application, governance, discovery, and identity—creating a capability ladder merchants stack rather than choose between, with each layer absorbing different levels of fraud risk.

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Could agent-to-agent communication reshape market power?

Microsoft researchers argue the deeper economic impact of agentic AI lies not in task automation but in reducing communication frictions between consumers and businesses. This shift could expand consumer options and reorganize markets, though the paper provides conceptual rather than empirical support for these claims.

Will agents compete for attention just like users do?

Research shows that as users delegate goals to autonomous agents, services must compete for agent selection rather than clicks. This drives agent-optimized discovery mechanisms, ranking systems, and recommendation infrastructure mirroring human-facing ad ecosystems.

Will brands succeed by building their own AI shopping agents?

Accenture reports 71% of consumers expect AI agents to influence half their spending within 12 months and prefer retailer-built agents. However, the evidence reflects consumer preferences in surveys rather than demonstrated agent capability or functioning comparison infrastructure at scale.

Why do consumers delay adopting agentic search?

A formal model shows platforms rank agentic search by conversion revenue alone, while consumers also bear search costs. This divergence creates rational adoption lags where consumers keep manual search even after it would boost platform revenue.

Papers this line draws on 8

The research behind the notes this line reads — ranked by how closely each paper relates.